Economy, business, innovation

November 2025

29% of Low-Income American Households Live Paycheck-to-Paycheck

Around 29% of low-income American households are currently living paycheck to paycheck, according to a new study by the Bank of America Institute, up from 23.5% in 2024. Spending on necessities such as groceries, utilities, housing, autos, and credit cards now exceeds over 95% of household income for over a quarter of Americans. The poor

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Trump’s 28-Point Peace Plan

Peace is on the table—my detailed outline for ending the Russia-Ukraine-NATO war has been read and received by Moscow and Washington. Peace only emerges when both sides have something to gain and nothing to lose by walking away from war. Washington is listening; the Trump Administration’s 28-point peace plan for Russia successfully changed the narrative

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The Legacy of a Cycle

Civilization does not move in straight lines; it unfolds in waves. Every rise, every collapse, every revolution is simply the manifestation of the eternal cycle that governs human behavior. People want to believe they are in control, but the truth is that the cycle controls us. In The Legacy of the Cycle, I examine how

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