RBB Bancorp (NASDAQ: RBB) closed at $21.57, unchanged on the day (0.0%). Market capitalization: $370 million (approx.)
Latest quarterly results (Q4 FY25)
Consolidated revenue (interest and dividend income): $57.2 million for the quarter ended Dec. 31, 2025.
Net interest income (before provision): $29.5 million for Q4 2025.
Net income: $10.2 million for Q4 2025.
Diluted EPS: $0.59 for Q4 2025.
Financial trends
Chart 1: Quarterly revenue and diluted EPS.
Chart 2: 1-month share price trend.
Chart 3: Loan portfolio composition (pie chart).
Full-year results context
Annual net income for fiscal 2025 was $31.9 million, with diluted earnings per share of $1.83.
Both annual net income and EPS increased compared with the prior fiscal year. Directional trend: yearly earnings growth.
Business & operations update
Classified and criticized loans were $94.4 million at Dec. 31, 2025, down $71.3 million versus year-end 2024.
Nonperforming assets decreased to $53.5 million, down $27.6 million year-over-year.
Loans held for investment increased 8.6% in fiscal 2025.
Management reported modest loan growth in the quarter (annualized 1.4%) and continued asset-quality remediation efforts.
M&A or strategic moves
No mergers, divestitures, or completed strategic transactions were announced in the quarter.
Equity analyst commentary
Institutional research summaries following the quarter highlighted improved asset-quality metrics and flagged net interest income as a key metric to monitor.
Guidance & outlook — what to watch for
What to watch for: further reduction in classified and nonperforming assets; trends in net interest margin and deposit costs; quarterly loan-growth momentum; any updates on capital return policy.
Performance summary
Shares closed flat at $21.57. Q4 net income was $10.2 million with diluted EPS of $0.59.
Fiscal 2025 net income totaled $31.9 million and EPS $1.83. Asset-quality metrics improved, and loans held for investment grew year-over-year.
Additional context: The bank continues efforts to improve asset quality while sustaining prudent credit underwriting. Market participants will monitor quarterly margin dynamics and deposit pricing in coming reports.
The post RBB Bancorp shares steady after Q4 results; EPS $0.59 first appeared on AlphaStreet.
